Look back on your life to date and think about all of the decisions that you’ve made.
A lot of people make short-term decisions and neglect the long-term consequences. These people are known as dabblers. They start something, but they never finish it.
I would like to answer a question that a fan named Regina recently asked me on Snapchat. She asked:
“What should I do if I want to change my life? My mother thinks I’m crazy for wanting expensive things that I cannot afford. I feel like a dabbler, but I don’t want to be one.”
Regina, first and foremost, it takes a lot of courage to reach out for help, so I commend you for being vulnerable and sharing your story.
When I was 18 years old I remember reading the book, The Wealthy Barber: Updated 3rd Edition: Everyone's Commonsense Guide to Becoming Financially Independent, which taught me about compounding, putting money aside, investing in mutual funds, etc.
I just put into action what the book told me to do. If people applied what they learned, they would get the results that they desired.
One of the most important decisions that you will ever make is the decision to live well below your means, which means spending less than what you earn. Don’t upgrade your lifestyle if you can’t afford it.
Dreaming is great, but at the end of the day, it’s the decisions you make that determine your success, health, well-being, love, and happiness in life. The more decisions that you make, the more in control of your destiny you will be.
I never make impulsive decisions. If anything, I’m more conservative with the decisions that I make. Sure, I take risks here and there, but for the most part, I’m hyper-aware of how I choose to spend the money that I have.
That is the best way to discover who you are and what is most important to you. It will give you the clarity that you need in order to make good decisions in life.
Upgrade your lifestyle only when you are worthy and deserving of it. At that point, you can celebrate and reward yourself.
Rather than wonder how you can upgrade your lifestyle, ask yourself this question: “What actions do I need to take in order to have what I want most in life?” Whether that’s starting a business, saving money, getting a promotion, or proving your worth.
Don’t be a dabbler. Commit to mastery.
If you are currently struggling in life, it is because of the choices that you have made. Stop playing the blame game. You need to take responsibility for your life. You have the power to create your own reality.
How do you expect to pay for a lifestyle that you haven’t yet earned? Financial freedom and success takes a lot of hard work, commitment, consistency, and sacrifice. It requires that you add value and create impact in the world. Strive for that, above anything else.
I am continuously striving to upgrade my lifestyle, but I do so in small increments. When I master one level, I strive for the next. In doing so, I am constantly making improvements in my life and my business, which allows me to achieve and become more.
I always focus on achieving specific milestones before I upgrade my life. It may be once I’ve saved a certain amount of money or reached a certain level of my investment portfolio.
Keep The End In Mind
Always keep your ultimate vision for your life in mind when you make decisions. I have been able to achieve so much success in my life because I am always focusing on my future.
I used to live in a small apartment in downtown Vancouver and at that time, I was doing a lot of online marketing and was doing pretty well financially. In 2012 I was making $100,000/year, but you didn’t see it based on my quality of life because I was saving and investing my money.
Regina, the best way to upgrade your lifestyle, is to downsize it. If you take this route, you will achieve success faster. I know that this sounds counterintuitive, but it’s true. Set goals, believe in yourself, keep growing, and take action.
They think short-term, and expect instant gratification, without having to put in the work. If you operate this way, I guarantee that you will always make poor decisions in life.
The reason why a lot of millionaires are so successful is that they have ascribed to this way of life. They have made a series of strategic and smart decisions, with regards to their finances.
Don’t be a dabbler. Commit to mastery.
Be True To Yourself
You also need to determine what your core life values are. Dig deep and ask yourself questions. Above all, commit to investing and learning.
I want to talk with you about when to upgrade your lifestyle. To upgrade means to raise who you are and what you do to a higher standard.
Regina, I challenge you to sit down and write out your vision and goals for your life, because that is what is going to determine the actions that you take, like whether or not you go to school, start a business, or get a coach.
In the words of Napoleon, “Action is the true measure of intelligence.” You have your whole future in front of you. Make the right decisions now, and you will set yourself up for success for the rest of your life.